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Condo Association Insurance

Condo Association Business Insurance

Are you aware that if you or the prior owners made permanent upgrades to your condo, such as wall coverings, cabinetry, bookcases, flooring, or renovations to a kitchen or bathroom, you may no longer be covered by your building association’s policy?

Ideal Insurance Agency condo and co-op insurance specialists can help you get the right amount of coverage for permanent “additions and alterations” and avoid costly surprises at the time of a loss.

We specialize in tailored condo and co-op insurance solutions for:

Loss Assessment Coverage: Covers the unit owner’s share of the cost in cases when the association insurance policy is not sufficient to cover total damage to the building or a lawsuit against the association.
Personal Property Coverage: Protects your contents against loss, both on and off the premises.
Valuable Articles Coverage: Provides a limited amount of coverage for your jewelry, furs, silver, etc. with further protection available by adding a rider to your policy.
Liability Coverage: Avoid costly lawsuits due to such occurrences as accidental water damage to a neighbor’s unit or someone slipping and falling in your condo by securing the right amount of liability coverage.
Comprehensive Personal Liability Coverage: Provides protection both on and off the premises if you and your family are sued.

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Why Ideal Insurance Agency

  • Tailored coverage - We specialize in businesses like yours and tailor coverage to the risks in your field
  • Passion for service: Knowledgeable, exceptional service
  • Great value: Tailored coverage starts from just $22.50/mo.
  • Fast and simple: Online quotes or speak to a licensed agent – immediate coverage.
  • Confidence: Ideal Insurance Agency Inc. local experienced agency

Costs

Contact Us

Contact
Chris Bridenstine : 952-479-0047
email: chris@bestdarninsurance.com
Toll free: 855-479-0047
Fax: 952-314-1460
Office Hours:
Mon: 8:30 AM – 5:00 PM
Tues: 8:30 AM – 5:00 PM
Wed: 8:30 AM – 5:00 PM
Thurs:8:30 AM – 5:00 PM
Fri: 8:30 AM – 5:00 PM
Sat: By Appointment
Sun: Closed
Providing insurance to business owners and individuals for over 20 years

Policies Available

Tailored insurance policies

  • Liability Insurance Overview
  • General Liability Insurance
  • Professional Liability Insurance
  • Errors and Omissions Insurance
  • Business Owner’s Policy (BOP)
  • Commercial Auto Insurance
  • Workers Compensation Insurance
  • Home Based Insurance Policies
  • Need Coverage for a Client Contract?
  • Need to Update Your Policy?

When Can Coverage Start

Get covered today. It’s easy as 1-2-3!
Many of our programs have same day coverage availability.

How To Start Coverage

Getting coverage in place accurately and with the correct coverage is important. 
The following is a great way to get it done.

  • Contact Us
  • Complete Questionnaire - Online, email, or by phone
  • Get Underwriting Approval - We will submit the information for you
  • Pay down payment - We take Credit Card, Check, Pay over phone (some have installments)
  • Policy is issued
  • Proof of Insurance is Sent

Coverage Available

We have tons of programs and different types of coverage to fill gaps and protect most all of your insurance needs.

  • Building Insurance
  • Contents Insurance
  • Flood Insurance
  • Premises Liability
  • Product Liability
  • Business Income
  • Liability up to 10 Million
  • Liquor Legal Liability
  • Automobile
  • Bonds & Surety
  • Special Events
  • Employment Practices Liability
  • Workers Compensation

Program Highlights

Our carriers and programs have tons of excellent options and unique details.

  • No Health Hazard Exclusion
  • Low Minimum Premiums
  • Worldwide General Liability
  • Worldwide Product Liability
  • Stock/Inventory or Business Personal Property

Business Types

Many types of business can fit in our programs.  Just a few include

  • Start Ups
  • New Ventures

Business Insurance

We have online rater that can provide quotes for 1000s of types of businesses
Quote

Your Insurance Breakdown

We have programs that can package coverage that will broaden and increase coverage where your business need it most. Our goal is to provide more for the insurance dollar than any of our competitors.

We provide many options and the ability with one call, email or letter have our agency research and service your business for years to come.

Insurance Programs Availability

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Program Access

  • Green - Full
  • Yellow - Limited
  • Grey - No Access