Commercial Auto

Commercial Auto

Vehicle Insurance

  • Business Auto insurance
  • Commercial Auto
  • Pickup Truck insurance
  • Van insurance
  • Truck insurance
  • Tow Truck insurance
  • Dump Truck insurance
  • Landscaping insurance
  • Snow Plow insurance
  • And many more.

Complete Business Insurance Solutions

Get it all from one place. In addition to vehicle insurance, we also offer general liability, business owners policies (BOPs), and workers compensation insurance.

We have the basics like Liability and Physical Damage, and more specialized options like Any Auto, Non-Owned Vehicle, Drive Other Car and others. We can also adjust your policy to reflect seasonal changes to keep your rates low and your coverage steady.

We provide special benefits including customized coverages, competitive rates, discounts, exceptional claims service and more. Commercial Auto insurance covers:

Business autos

Includes cars, light trucks, SUV’s, vans and more. Business auto insurance customers enjoy advantages including discounts and access to service centers throughout the country.

Trucks

From dump trucks to tractor trailers, we have the experience you’re looking for. We offer carriers that offer 24/7 claims service with an extensive truck repair network, discounts and more.

Trailers

We cover a wide range of commercial trailers ranging from pickup truck utility trailers to large dump body trailers pulled by a tractor.

Discounts

You can save up to 15% on your commercial auto policy if you qualify for some of the special discounts made for our commercial auto customers.

 

Call or email us today to review your program.  Does your current coverage provide the best configuration available?

Personal Insurance

Auto and Home Insurance:

There’s nothing quite as exciting as buying a new house or car. But regardless where you live or what you drive, your personal belongings including your car and house are the most important purchases you can make to protect those big-money investments.

Let us make your search for the right auto and home insurance easier. When you shop for both policies on our site, we’ll reward you with:

  • Savings. Buying auto and home insurance together offers you money-saving discounts that can help lower your premiums and save you money.
  • Convenience. Purchasing both insurance policies from one company helps you get the protection you need now.
  • Simplicity. However you prefer to pay your premiums, dealing with just one insurer goes a long way toward eliminating hassle.
  • Expertise. With only one agent as advisor, you establish a vital relationship with a knowledgeable professional who understands your needs

Combine your purchase of home and car policies

  • Add your home. We know it’s more than just a car to you. We’re proud to be there and insure what gets you home.
  • Add your car. It’s where you find the most rest. That’s why we’re there to help you protect the place you love.

Other discounts to look for

  • Multi-Car. Built-in discounts help you save on the insurance you need as a couple. Get discounts for having two cars on one policy, being married.
  • Low Mileage. If you drive little during the year pay less with many programs.

General Liability

Why do you need general liability insurance?

 

Our general liability insurance coverage also called commercial general liability insurance, protects your business from third party claims for bodily injury, associated medical costs and damage to someone else’s property.

 You should consider this coverage if you or your employees:

  • visit a client’s place of work, or clients visit yours.
  • have access to a client’s equipment. (i.e., a client’s server).
  • write or speak about a client’s business.
  • use third-party locations for any business related activities.
  • are required to have general liability insurance before entering into a contract.

For example, while visiting a client’s premises, the client trips over your briefcase and gets injured – your business may be liable. Your fault or not, our general liability coverage will protect your business against covered claims by paying defense costs and any damages up to your policy limit.

 Additional coverage benefits:

  • Special rate reductions: We are always looking for ways to lower your general liability insurance costs.
  • Claims responsiveness: If a covered claim is reported to us, We will immediately handle the claim even if the claim has no basis.
  • Monthly payment options: Many companies offer the option of making monthly payments (some with no additional fees) to help manage your cash flow.

Why choose Us?

We specialize in insuring professional services businesses like yours.

 

  • Tailored coverage: We specialize in businesses like yours and tailor coverage to the risks in your field.
  • Passion for service: Knowledgeable agents provide exceptional service
  • Coverage for contracts: Our general liability coverage satisfies most standard contract insurance requirements
  • Fast and simple for many risks: Online quotes or speak to a licensed agent
  • Confidence: We work with many highly rated companies.

Learn more about the benefits of choosing us

General Liability & Workers Comp

Workers’ Compensation Insurance

Workers’ Compensation insurance (Workers’ Comp insurance) is a mandatory type of insurance carried by many businesses. Workers’ Comp insurance from the Progressive Commercial Advantage program covers medical costs and a portion of lost wages for an employee who becomes injured or ill on the job.

Workers’ Comp insurance also protects companies from being sued by employees for workplace conditions that can cause an injury or illness.

Workers’ Compensation Insurance Estimate

Who Needs Workers’ Comp Insurance?

Workers’ Comp insurance is required by law in almost every state. Workers’ comp laws are designed to ensure payment by employers for some part of the cost of injuries, or in some cases, of occupational diseases, received by employees in the course of their work.

Workers’ Comp Insurance Basics

Workers’ Comp insurance typically only covers injuries or illnesses when they occur as a result of duties performed on the job or while at work. Examples of injuries that may be covered by Workers’ Comp insurance include injuries caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury due to fires or explosions.

Many state workers’ comp programs do not provide coverage for injuries that occur while an employee is not acting within the scope of employment – such as while playing football with friends on a day off.

General Liability Insurance

General liability insurance (GL) is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.

General liability insurance is often combined with property insurance in a Business Owners Policy (BOP), but general liability insurance also is available to many contractors as standalone coverage through the Progressive Commercial AdvantageSM program.

Who Needs General Liability Insurance?

As a contractor or small business owner, you need some form of general liability insurance to safeguard your livelihood.

A single accident could result in a lawsuit that you might not be able to handle. A great way to protect against this type of situation is to make sure you carry enough general liability insurance.

Some employers might also require you to carry a certain amount of general liability insurance before you can work for them.

General Liability Insurance for Contractors

If you’re a contractor, we understand you might only need general liability insurance – not a BOP. For example, you might not own any commercial buildings that require property insurance, or need to cover payroll or other operating expenses. However, you’re still exposed to liability risks in your job.

You might be eligible to get general liability insurance, without the extra coverages in a BOP, through the Progressive Commercial Advantage program. We offer general liability insurance, as well as *Blanket Additional Insured Coverage to contractors who qualify.

*Blanket Additional Insured Coverage extends your existing liability insurance to other entities as required by some contracts with employers.

General Liability Insurance in a BOP

General liability insurance, along with other various protections, is available in BOPs written through the Progressive Commercial Advantage program.

If you need to protect things like personal property, or commercial buildings such as garages or storage facilities, you might require the additional protections provided in a BOP. Use the form above to find out if you’re eligible to take advantage of the program today.