Business Insurance
More Than a Broker — Your Risk Management Partner
Business Overview
We asked our client partners why they do business with us, and our expertise and problem-solving skills were among the top responses.* We would love the opportunity to problem-solve for you.
Creative Solutions
Experience and perspective count when it comes to managing your risk. Your company faces certain risks, some of which are unique. You deserve a trusted, consultative advisor who will actively listen to and understand your concerns. Your Leavitt Group advisor will match and adapt risk management strategies to your situation through a total cost of risk approach. You benefit from having a partner who will seek to truly understand your business and then collaboratively develop a plan to reduce both direct and indirect costs.
Ability to Secure Excellent Terms and Conditions
You need an advisor who understands how important the total cost of risk can be to your success. That is why we use our knowledge of your business, our expert advisors, and strong insurance company representation to develop the risk management strategy that fits your business and safeguards your bottom line. You are involved in all key relationships that affect the terms of your policy, with the underwriter relationship being a key, but often overlooked, part of the equation:
How We Will Help You
Your customized plan begins with an extensive risk management assessment:
Business Graph
Risk Identification:
Inventory of threats facing your organization
Risk Analysis:
Detailed examination of exposures vs. historical loss data, with the goal of identifying patterns, loss drivers, and causation
Risk Control:
Specific strategies to avoid, prevent, and reduce exposure to loss
Involve Underwriters:
Underwriters understand your business and risk control strategies, improving negotiations
Risk Financing:
Options for retention and transfer of risk
Risk Administration:
Ongoing evaluation of your program
Growing organizations require specialists, not generalists. That is why we hand select a team of internal and affiliated experts who can design and administer plans targeted for your diverse needs—whether premises inspections, compliance audits, safety incentive programs administration, and train-the-trainer safety workshops.
Complete a questionnaire
We use the information from the questionnaire to find programs that will best fit your needs.
The questions included are meant to give us the ability to find the most preferred plans and provide as many discounts available.
Why Ideal Insurance Agency
- Tailored coverage - We specialize in businesses like yours and tailor coverage to the risks in your field
- Passion for service: Knowledgeable, exceptional service
- Great value: Tailored coverage starts from just $22.50/mo.
- Fast and simple: Online quotes or speak to a licensed agent – immediate coverage.
- Confidence: Ideal Insurance Agency Inc. local experienced agency
Costs
-
General Liability $350
Minimum Premium starting at $350 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
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Workers Compensation $270
Minimum Premium starting at $270 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
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Property $250
Minimum Premium starting at $250 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
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Commercial Auto $500
Minimum Premium starting at $500 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
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Bond $50
Minimum Premium starting at $50 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
Policies Available
Tailored insurance policies
- Liability Insurance Overview
- General Liability Insurance
- Professional Liability Insurance
- Errors and Omissions Insurance
- Business Owner’s Policy (BOP)
- Commercial Auto Insurance
- Workers Compensation Insurance
- Home Based Insurance Policies
- Need Coverage for a Client Contract?
- Need to Update Your Policy?
When Can Coverage Start
Get covered today. It’s easy as 1-2-3!
Many of our programs have same day coverage availability.
How To Start Coverage
Getting coverage in place accurately and with the correct coverage is important.
The following is a great way to get it done.
- Contact Us
- Complete Questionnaire - Online, email, or by phone
- Get Underwriting Approval - We will submit the information for you
- Pay down payment - We take Credit Card, Check, Pay over phone (some have installments)
- Policy is issued
- Proof of Insurance is Sent
Coverage Available
We have tons of programs and different types of coverage to fill gaps and protect most all of your insurance needs.
- Building Insurance
- Contents Insurance
- Flood Insurance
- Premises Liability
- Product Liability
- Business Income
- Liability up to 10 Million
- Liquor Legal Liability
- Automobile
- Bonds & Surety
- Special Events
- Employment Practices Liability
- Workers Compensation
Program Highlights
Our carriers and programs have tons of excellent options and unique details.
- No Health Hazard Exclusion
- Low Minimum Premiums
- Worldwide General Liability
- Worldwide Product Liability
- Stock/Inventory or Business Personal Property
Business Types
Many types of business can fit in our programs. Just a few include
- Start Ups
- New Ventures
Business Insurance
Your Insurance Breakdown
We have programs that can package coverage that will broaden and increase coverage where your business need it most. Our goal is to provide more for the insurance dollar than any of our competitors.
We provide many options and the ability with one call, email or letter have our agency research and service your business for years to come.
Tailored coverage – We specialize in businesses like yours and tailor coverage to the risks in your field
Passion for service: Knowledgeable, exceptional service
Great Value: Tailored coverage starts from just $22.50/month
Fast and Simple: Online quotes or speak to a licensed agent – immediate coverage
Confidence: Ideal Insurance Agency local experienced agency
General Liability ………….- Minimum Annual Premium $350
Workers Compensation – Minimum Annual Premium $270
Property …………………….- Minimum Annual Premium $250
Commercial Auto ………. – Minimum Annual Premium $500
Bond …………………………..- Minimum Annual Premium $350
Liability Insurance Overview
General Liability Insurance
Professional Liability Insurance
Errors and Omissions Insurance
Business Owner’s Policy (BOP)
Commercial Auto Insurance
Workers Compensation Insurance
Home Based Business Insurance Policies
Coverage for Client Contract
Update your Policy
Get Covered. It’s easy as 1-2-3
Many of our programs have same day coverage availability
How to Start
Contact Us
Complete Questionnaire
Get Underwriting Approval
Pay Down Payment
Policy is Issued
Proof of Insurance is Sent
Building Insurance
Contents Insurance
Flood Insurance
Premises Liability
Product Liability
Business Income
Liability up to 10 Million
Liquor Legal Liability
Automobile
Bonds and Surety
Special Events
Employment Practices Liability
Workers Compensation
Low Minimum Premiums
Worldwide General Liability
Worldwide Product Liability
Stock/Inventory or /Business Personal Property
Start Ups
New Ventures
Insurance Programs Availability
Program Access
- Green - Full
- Yellow - Limited
- Grey - No Access
Contact Us
Contact
Chris Bridenstine : 952-479-0047
email: [email protected]
Toll free: 855-479-0047
Fax: 952-314-1460
Office Hours:
Mon: 8:30 AM – 5:00 PM
Tues: 8:30 AM – 5:00 PM
Wed: 8:30 AM – 5:00 PM
Thurs:8:30 AM – 5:00 PM
Fri: 8:30 AM – 5:00 PM
Sat: By Appointment
Sun: Closed
Providing insurance to business owners and individuals for over 20 years