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Business Interruption Insurance

Coverage for Loss of Income and Operating Expenses

It’s probably taken a considerable amount of hard work and determination on the part of many people to build a profitable company, but what if it should come to a sudden halt?

A fire, extreme weather event, or major equipment breakdown could do just that. Would your company be able to continue to pay ongoing expenses while generating no profit? For how long? A few weeks? A month? Three months?

A shutdown can be more than an interruption. It can mean a prolonged closure and cause millions of dollars in lost earnings and extra expenses.

Most businesses wouldn’t operate without purchasing property insurance to protect their physical assets, but protecting the lifeblood of business—its income—is often an afterthought. This happens even though making it through a major loss is likely to hinge on the ability to pay ongoing expenses and absorb the extra expense to continue to operate.

Business interruption insurance, also known as business income protection, typically provides coverage for:

Loss of income
Operating expenses and other costs that continue after the shutdown
Extra expenses that allow a business to continue during restoration

Some policies also cover the moving and operating expenses that allow a business to operate from a temporary location.

Determining the amount of coverage your business should have, however, takes an expert that can walk through the financial ins and outs of your business with you and match your needs to a cost-effective policy.

As the nation’s premier specialty retail insurance brokerage company, Alliant Insurance Services has the expertise to develop a business-continuity solution that gets your company through hard times. Our experience in working with thousands of businesses has given us the ability to provide our clients with superior solutions and services they can rely on.​

A businessman is putting dominoes on a table.

Get a proposal

Complete a Questionnaire Below

Business Interuption Insurance Questionnaire

Why Ideal Insurance Agency

  • Tailored coverage - We specialize in businesses like yours and tailor coverage to the risks in your field
  • Passion for service: Knowledgeable, exceptional service
  • Great value: Tailored coverage starts from just $22.50/mo.
  • Fast and simple: Online quotes or speak to a licensed agent – immediate coverage.
  • Confidence: Ideal Insurance Agency Inc. local experienced agency

Policies Available

Tailored insurance policies

  • Liability Insurance Overview
  • General Liability Insurance
  • Professional Liability Insurance
  • Errors and Omissions Insurance
  • Business Owner’s Policy (BOP)
  • Commercial Auto Insurance
  • Workers Compensation Insurance
  • Home Based Insurance Policies
  • Need Coverage for a Client Contract?
  • Need to Update Your Policy?

When Can Coverage Start

Get covered today. It’s easy as 1-2-3!
Many of our programs have same day coverage availability.

How To Start Coverage

Getting coverage in place accurately and with the correct coverage is important. 
The following is a great way to get it done.

  • Contact Us
  • Complete Questionnaire - Online, email, or by phone
  • Get Underwriting Approval - We will submit the information for you
  • Pay down payment - We take Credit Card, Check, Pay over phone (some have installments)
  • Policy is issued
  • Proof of Insurance is Sent

Coverage Available

We have tons of programs and different types of coverage to fill gaps and protect most all of your insurance needs.

  • Building Insurance
  • Contents Insurance
  • Flood Insurance
  • Premises Liability
  • Product Liability
  • Business Income
  • Liability up to 10 Million
  • Liquor Legal Liability
  • Automobile
  • Bonds & Surety
  • Special Events
  • Employment Practices Liability
  • Workers Compensation

Program Highlights

Our carriers and programs have tons of excellent options and unique details.

  • No Health Hazard Exclusion
  • Low Minimum Premiums
  • Worldwide General Liability
  • Worldwide Product Liability
  • Stock/Inventory or Business Personal Property

Business Types

Many types of business can fit in our programs.  Just a few include

  • Start Ups
  • New Ventures

Business Insurance

We have online rater that can provide quotes for 1000s of types of businesses
Quote

Insurance Programs Availability

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Program Access

  • Green - Full
  • Yellow - Limited
  • Grey - No Access

Contact Us

Contact
Chris Bridenstine : 952-479-0047
email: chris@bestdarninsurance.com
Toll free: 855-479-0047
Fax: 952-314-1460
Office Hours:
Mon: 8:30 AM – 5:00 PM
Tues: 8:30 AM – 5:00 PM
Wed: 8:30 AM – 5:00 PM
Thurs:8:30 AM – 5:00 PM
Fri: 8:30 AM – 5:00 PM
Sat: By Appointment
Sun: Closed
Providing insurance to business owners and individuals for over 20 years

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