Coverage for Loss of Income and Operating Expenses
It’s probably taken a considerable amount of hard work and determination on the part of many people to build a profitable company, but what if it should come to a sudden halt?
A fire, extreme weather event, or major equipment breakdown could do just that. Would your company be able to continue to pay ongoing expenses while generating no profit? For how long? A few weeks? A month? Three months?
A shutdown can be more than an interruption. It can mean a prolonged closure and cause millions of dollars in lost earnings and extra expenses.
Most businesses wouldn’t operate without purchasing property insurance to protect their physical assets, but protecting the lifeblood of business—its income—is often an afterthought. This happens even though making it through a major loss is likely to hinge on the ability to pay ongoing expenses and absorb the extra expense to continue to operate.
Business interruption insurance, also known as business income protection, typically provides coverage for:
Loss of income
Operating expenses and other costs that continue after the shutdown
Extra expenses that allow a business to continue during restoration
Some policies also cover the moving and operating expenses that allow a business to operate from a temporary location.
Determining the amount of coverage your business should have, however, takes an expert that can walk through the financial ins and outs of your business with you and match your needs to a cost-effective policy.
As the nation’s premier specialty retail insurance brokerage company, Alliant Insurance Services has the expertise to develop a business-continuity solution that gets your company through hard times. Our experience in working with thousands of businesses has given us the ability to provide our clients with superior solutions and services they can rely on.
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Why Ideal Insurance Agency
- General Liability $350
Minimum Premium starting at $350 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
- Workers Compensation $270
Minimum Premium starting at $270 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
- Property $250
Minimum Premium starting at $250 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
- Commercial Auto $500
Minimum Premium starting at $500 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
- Bond $50
Minimum Premium starting at $50 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
Chris Bridenstine : 952-479-0047
Toll free: 855-479-0047
Mon: 8:30 AM – 5:00 PM
Tues: 8:30 AM – 5:00 PM
Wed: 8:30 AM – 5:00 PM
Thurs:8:30 AM – 5:00 PM
Fri: 8:30 AM – 5:00 PM
Sat: By Appointment
Providing insurance to business owners and individuals for over 20 years
Tailored insurance policies
When Can Coverage Start
Get covered today. It’s easy as 1-2-3!
Many of our programs have same day coverage availability.
How To Start Coverage
Getting coverage in place accurately and with the correct coverage is important.
The following is a great way to get it done.
We have tons of programs and different types of coverage to fill gaps and protect most all of your insurance needs.
Our carriers and programs have tons of excellent options and unique details.
Many types of business can fit in our programs. Just a few include
Your Insurance Breakdown
We have programs that can package coverage that will broaden and increase coverage where your business need it most. Our goal is to provide more for the insurance dollar than any of our competitors.
We provide many options and the ability with one call, email or letter have our agency research and service your business for years to come.
Tailored coverage – We specialize in businesses like yours and tailor coverage to the risks in your field
Passion for service: Knowledgeable, exceptional service
Great Value: Tailored coverage starts from just $22.50/month
Fast and Simple: Online quotes or speak to a licensed agent – immediate coverage
Confidence: Ideal Insurance Agency local experienced agency
General Liability ………….- Minimum Annual Premium $350
Workers Compensation – Minimum Annual Premium $270
Property …………………….- Minimum Annual Premium $250
Commercial Auto ………. – Minimum Annual Premium $500
Bond …………………………..- Minimum Annual Premium $350
Liability Insurance Overview
General Liability Insurance
Professional Liability Insurance
Errors and Omissions Insurance
Business Owner’s Policy (BOP)
Commercial Auto Insurance
Workers Compensation Insurance
Home Based Business Insurance Policies
Coverage for Client Contract
Update your Policy
Get Covered. It’s easy as 1-2-3
Many of our programs have same day coverage availability
How to Start
Get Underwriting Approval
Pay Down Payment
Policy is Issued
Proof of Insurance is Sent
Liability up to 10 Million
Liquor Legal Liability
Bonds and Surety
Employment Practices Liability
Low Minimum Premiums
Worldwide General Liability
Worldwide Product Liability
Stock/Inventory or /Business Personal Property