Are you aware that if you or the prior owners made permanent upgrades to your condo, such as wall coverings, cabinetry, bookcases, flooring, or renovations to a kitchen or bathroom, you may no longer be covered by your building association’s policy?
Ideal Insurance Agency condo and co-op insurance specialists can help you get the right amount of coverage for permanent “additions and alterations” and avoid costly surprises at the time of a loss.
We specialize in tailored condo and co-op insurance solutions for:
Loss Assessment Coverage: Covers the unit owner’s share of the cost in cases when the association insurance policy is not sufficient to cover total damage to the building or a lawsuit against the association.
Personal Property Coverage: Protects your contents against loss, both on and off the premises.
Valuable Articles Coverage: Provides a limited amount of coverage for your jewelry, furs, silver, etc. with further protection available by adding a rider to your policy.
Liability Coverage: Avoid costly lawsuits due to such occurrences as accidental water damage to a neighbor’s unit or someone slipping and falling in your condo by securing the right amount of liability coverage.
Comprehensive Personal Liability Coverage: Provides protection both on and off the premises if you and your family are sued.
Get a proposal today
Why Ideal Insurance Agency
- General Liability $350
Minimum Premium starting at $350 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
- Workers Compensation $270
Minimum Premium starting at $270 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
- Property $250
Minimum Premium starting at $250 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
- Commercial Auto $500
Minimum Premium starting at $500 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
- Bond $50
Minimum Premium starting at $50 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
Chris Bridenstine : 952-479-0047
Toll free: 855-479-0047
Mon: 8:30 AM – 5:00 PM
Tues: 8:30 AM – 5:00 PM
Wed: 8:30 AM – 5:00 PM
Thurs:8:30 AM – 5:00 PM
Fri: 8:30 AM – 5:00 PM
Sat: By Appointment
Providing insurance to business owners and individuals for over 20 years
Tailored insurance policies
When Can Coverage Start
Get covered today. It’s easy as 1-2-3!
Many of our programs have same day coverage availability.
How To Start Coverage
Getting coverage in place accurately and with the correct coverage is important.
The following is a great way to get it done.
We have tons of programs and different types of coverage to fill gaps and protect most all of your insurance needs.
Our carriers and programs have tons of excellent options and unique details.
Many types of business can fit in our programs. Just a few include
Your Insurance Breakdown
We have programs that can package coverage that will broaden and increase coverage where your business need it most. Our goal is to provide more for the insurance dollar than any of our competitors.
We provide many options and the ability with one call, email or letter have our agency research and service your business for years to come.
Tailored coverage – We specialize in businesses like yours and tailor coverage to the risks in your field
Passion for service: Knowledgeable, exceptional service
Great Value: Tailored coverage starts from just $22.50/month
Fast and Simple: Online quotes or speak to a licensed agent – immediate coverage
Confidence: Ideal Insurance Agency local experienced agency
General Liability ………….- Minimum Annual Premium $350
Workers Compensation – Minimum Annual Premium $270
Property …………………….- Minimum Annual Premium $250
Commercial Auto ………. – Minimum Annual Premium $500
Bond …………………………..- Minimum Annual Premium $350
Liability Insurance Overview
General Liability Insurance
Professional Liability Insurance
Errors and Omissions Insurance
Business Owner’s Policy (BOP)
Commercial Auto Insurance
Workers Compensation Insurance
Home Based Business Insurance Policies
Coverage for Client Contract
Update your Policy
Get Covered. It’s easy as 1-2-3
Many of our programs have same day coverage availability
How to Start
Get Underwriting Approval
Pay Down Payment
Policy is Issued
Proof of Insurance is Sent
Liability up to 10 Million
Liquor Legal Liability
Bonds and Surety
Employment Practices Liability
Low Minimum Premiums
Worldwide General Liability
Worldwide Product Liability
Stock/Inventory or /Business Personal Property