Farm Owners Insurance
You Have Made It Your Living. Keep It Protected
There are probably a lot of reasons for why you chose to make your living on the farm – from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At Ideal Insurance Agency, we are in the business of seeing yours succeed. We know that your farm or ranch provides a valuable service to the community, and we would like to return the favor by offering you the comprehensive protection you deserve.
A Farm Owners policy from Ideal Insurance Agency is an all-inclusive and customizable insurance solution to secure your land, your property, and your finances against a number of inevitable situations that can arise on your farm. The basic package includes property coverage for your dwelling, personal property, and other structures, as well as the added peace of mind that comes with comprehensive liability coverage.
For most people, a farm is more than a place to work – it is also where you lay your head after a long day. Under the dwelling portion of your Farm Owners policy, Ideal Insurance Agency will help pay for damages to your home and any attached structures for all accidents and perils included in your policy.
Your Farm Owners policy also covers losses that may arise due to the damage or theft of personal belongings such as clothing, electronics, or home appliances. Items used in daily farm operations such as machinery, automobiles, and animals are not eligible for coverage under the personal property section of your policy, as they require additional protection.
Liability protection from Ideal Insurance Agency helps pay for legal fees, medical expenses, and other losses that you may be held liable for, that result from covered injuries or damage to other people’s property. Further coverage options, including employee injury liability, are available for an additional premium.
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Why Ideal Insurance Agency
- General Liability $350
Minimum Premium starting at $350 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
- Workers Compensation $270
Minimum Premium starting at $270 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
- Property $250
Minimum Premium starting at $250 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
- Commercial Auto $500
Minimum Premium starting at $500 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
- Bond $50
Minimum Premium starting at $50 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.
Chris Bridenstine : 952-479-0047
Toll free: 855-479-0047
Mon: 8:30 AM – 5:00 PM
Tues: 8:30 AM – 5:00 PM
Wed: 8:30 AM – 5:00 PM
Thurs:8:30 AM – 5:00 PM
Fri: 8:30 AM – 5:00 PM
Sat: By Appointment
Providing insurance to business owners and individuals for over 20 years
Tailored insurance policies
When Can Coverage Start
Get covered today. It’s easy as 1-2-3!
Many of our programs have same day coverage availability.
How To Start Coverage
Getting coverage in place accurately and with the correct coverage is important.
The following is a great way to get it done.
We have tons of programs and different types of coverage to fill gaps and protect most all of your insurance needs.
Our carriers and programs have tons of excellent options and unique details.
Many types of business can fit in our programs. Just a few include
Your Insurance Breakdown
We have programs that can package coverage that will broaden and increase coverage where your business need it most. Our goal is to provide more for the insurance dollar than any of our competitors.
We provide many options and the ability with one call, email or letter have our agency research and service your business for years to come.
Tailored coverage – We specialize in businesses like yours and tailor coverage to the risks in your field
Passion for service: Knowledgeable, exceptional service
Great Value: Tailored coverage starts from just $22.50/month
Fast and Simple: Online quotes or speak to a licensed agent – immediate coverage
Confidence: Ideal Insurance Agency local experienced agency
General Liability ………….- Minimum Annual Premium $350
Workers Compensation – Minimum Annual Premium $270
Property …………………….- Minimum Annual Premium $250
Commercial Auto ………. – Minimum Annual Premium $500
Bond …………………………..- Minimum Annual Premium $350
Liability Insurance Overview
General Liability Insurance
Professional Liability Insurance
Errors and Omissions Insurance
Business Owner’s Policy (BOP)
Commercial Auto Insurance
Workers Compensation Insurance
Home Based Business Insurance Policies
Coverage for Client Contract
Update your Policy
Get Covered. It’s easy as 1-2-3
Many of our programs have same day coverage availability
How to Start
Get Underwriting Approval
Pay Down Payment
Policy is Issued
Proof of Insurance is Sent
Liability up to 10 Million
Liquor Legal Liability
Bonds and Surety
Employment Practices Liability
Low Minimum Premiums
Worldwide General Liability
Worldwide Product Liability
Stock/Inventory or /Business Personal Property