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Homeowner’s insurance covers damage to your property as well as your legal responsibility for injuries and property damage that you or members of your household cause to other people. If anything disastrous should happen, you want an insurance policy broad enough to help repair, replace or rebuild your home as it was before. The truth is that not all insurance policies provide adequate protection.

Read about the key coverage gaps in homeowner’s insurance

Learn about money-saving discounts available on homeowner’s and auto insurance.
Ideal insurance will identify your risks and coverage gaps and help you tailor a policy that meets your needs.
Learn if your home is in a high risk area from one of the top high risk homeowner’s insurance companies.

Standard homeowner’s insurance includes coverage for:

Structure of your home – pays to repair or rebuild your home if it is damaged or destroyed by fire or other disaster listed in your policy
Personal belongings – covers furniture, clothes, and other personal items that are stolen or destroyed by an insured disaster
Liability protection – covers you and your household against lawsuits for bodily injury or property damage
Additional living expenses – covers hotel bills, meals and related expenses in the event you are temporarily unable to live in your home due to an insured disaster.

Homeowner’s insurance covers damage to your property as well as your legal responsibility for injuries and property damage that you or members of your household cause to other people. If anything disastrous should happen, you want an insurance policy broad enough to help repair, replace or rebuild your home as it was before. The truth is that not all insurance policies provide adequate protection.

Read about the key coverage gaps in homeowner’s insurance

Learn about money-saving discounts available on homeowner’s and auto insurance.
Ideal insurance will identify your risks and coverage gaps and help you tailor a policy that meets your needs.
Learn if your home is in a high risk area from one of the top high risk homeowner’s insurance companies.

Standard homeowner’s insurance includes coverage for:

Structure of your home – pays to repair or rebuild your home if it is damaged or destroyed by fire or other disaster listed in your policy
Personal belongings – covers furniture, clothes, and other personal items that are stolen or destroyed by an insured disaster
Liability protection – covers you and your household against lawsuits for bodily injury or property damage
Additional living expenses – covers hotel bills, meals and related expenses in the event you are temporarily unable to live in your home due to an insured disaster

Connect with Ideal Insurance Agency Insurance expert for your custom solution.

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Home Insurance
Protect Your Home and Everything In It.
At Ideal Insurance Agency, we know how hard you’ve worked to turn your house into a home. Since your home is one of the most important financial investments of your lifetime, you’ll need proper coverage in order to keep your investment protected and provide your family with the guarantee that they’ll always be safe and sound.

Ideal Insurance Agency is your trusted solution for homeowners insurance. We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure.

Our Home Insurance coverage options include:
• Property Insurance
• Homeowners Liability
• Renters Insurance
• Condo Insurance
• Mobile Home Insurance
• Scheduled Property Insurance
• Landlords Insurance
• In-Home Business Insurance

Why Home Insurance?
Accidents can happen at any time. Having the right insurance can protect your home and everything in it, as well as keep your property covered from damages and accidents.

While standard Home Insurance can cover anything from fire and weather damage to injuries and theft, not all damages and accidents may be insured under a standard policy. That’s why it’s important to talk to an insurance specialist at Ideal Insurance Agency about specific coverage options that are applicable to your individual needs.

Don’t go another day without proper homeowners insurance. Keep your memories protected with the right policy from Ideal Insurance Agency.

Ideal Insurance Agency provides Home Insurance for residents near Hopkins, Minneapolis, ST Paul, Minnetonka, Edina, and Eden Prairie.
Get A Quote
Our Home Insurance Coverage Options Include:

Property Insurance
Ensure the safety of your home, your family, and your personal belongings against loss from damage, theft, and more.

Homeowners Liability
If someone is injured on your property, make sure your home and personal finances are secure with Homeowners Liability.

Renters Insurance
Keep your belongings and the memories they hold safe with a Renters Insurance policy that won’t break your budget.

Condo Insurance
Ensure the safety of your home and belongings with specialized insurance to meet your needs as a condo owner.

Mobile Home Insurance
Protect your mobile home and personal property with coverage designed to work specifically with you and your budget.

Scheduled Property Insurance
Safeguard your most precious possessions under a Scheduled Property Insurance policy to preserve your peace of mind.

Landlords Insurance
Secure the value of your rental property with a policy that covers your building in the event of damage and keeps you safe from liabilities.

In-Home Business Insurance
Give yourself the financial security and peace of mind knowing that your in-home business operations are protected.

Connect with Ideal Insurance Agency Insurance expert for your custom solution.

Get a proposal today

Why Ideal Insurance Agency

  • Tailored coverage - We specialize in businesses like yours and tailor coverage to the risks in your field
  • Passion for service: Knowledgeable, exceptional service
  • Great value: Tailored coverage starts from just $22.50/mo.
  • Fast and simple: Online quotes or speak to a licensed agent – immediate coverage.
  • Confidence: Ideal Insurance Agency Inc. local experienced agency

Contact Us

Contact
Chris Bridenstine : 952-479-0047
email: chris@bestdarninsurance.com
Toll free: 855-479-0047
Fax: 952-314-1460
Office Hours:
Mon: 8:30 AM – 5:00 PM
Tues: 8:30 AM – 5:00 PM
Wed: 8:30 AM – 5:00 PM
Thurs:8:30 AM – 5:00 PM
Fri: 8:30 AM – 5:00 PM
Sat: By Appointment
Sun: Closed
Providing insurance to business owners and individuals for over 20 years

Policies Available

Tailored insurance policies

  • Liability Insurance Overview
  • General Liability Insurance
  • Professional Liability Insurance
  • Errors and Omissions Insurance
  • Business Owner’s Policy (BOP)
  • Commercial Auto Insurance
  • Workers Compensation Insurance
  • Home Based Insurance Policies
  • Need Coverage for a Client Contract?
  • Need to Update Your Policy?

When Can Coverage Start

Get covered today. It’s easy as 1-2-3!
Many of our programs have same day coverage availability.

How To Start Coverage

Getting coverage in place accurately and with the correct coverage is important. 
The following is a great way to get it done.

  • Contact Us
  • Complete Questionnaire - Online, email, or by phone
  • Get Underwriting Approval - We will submit the information for you
  • Pay down payment - We take Credit Card, Check, Pay over phone (some have installments)
  • Policy is issued
  • Proof of Insurance is Sent

Coverage Available

We have tons of programs and different types of coverage to fill gaps and protect most all of your insurance needs.

  • Building Insurance
  • Contents Insurance
  • Flood Insurance
  • Premises Liability
  • Product Liability
  • Business Income
  • Liability up to 10 Million
  • Liquor Legal Liability
  • Automobile
  • Bonds & Surety
  • Special Events
  • Employment Practices Liability
  • Workers Compensation

Program Highlights

Our carriers and programs have tons of excellent options and unique details.

  • No Health Hazard Exclusion
  • Low Minimum Premiums
  • Worldwide General Liability
  • Worldwide Product Liability
  • Stock/Inventory or Business Personal Property

Personal Insurance

We have online rater that can provide quotes for 100s of types of policies

Your Insurance Breakdown

We have programs that can package coverage that will broaden and increase coverage where your business need it most. Our goal is to provide more for the insurance dollar than any of our competitors.

We provide many options and the ability with one call, email or letter have our agency research and service your business for years to come.

Tailored coverage – We specialize in businesses like yours and tailor coverage to the risks in your field
Passion for service: Knowledgeable, exceptional service
Great Value: Tailored coverage starts from just $22.50/month
Fast and Simple: Online quotes or speak to a licensed agent – immediate coverage
Confidence: Ideal Insurance Agency local experienced agency

General Liability ………….- Minimum Annual Premium $350
Workers Compensation – Minimum Annual Premium $270
Property …………………….- Minimum Annual Premium $250
Commercial Auto ………. – Minimum Annual Premium $500
Bond …………………………..- Minimum Annual Premium $350

Liability Insurance Overview
General Liability Insurance
Professional Liability Insurance
Errors and Omissions Insurance
Business Owner’s Policy (BOP)
Commercial Auto Insurance
Workers Compensation Insurance
Home Based Business Insurance Policies
Coverage for Client Contract
Update your Policy

Get Covered.  It’s easy as 1-2-3
Many of our programs have same day coverage availability
How to Start

Contact Us
Complete Questionnaire
Get Underwriting Approval
Pay Down Payment
Policy is Issued
Proof of Insurance is Sent

Building Insurance
Contents Insurance
Flood Insurance
Premises Liability
Product Liability
Business Income
Liability up to 10 Million
Liquor Legal Liability
Automobile
Bonds and Surety
Special Events
Employment Practices Liability
Workers Compensation

Low Minimum Premiums
Worldwide General Liability
Worldwide Product Liability
Stock/Inventory or /Business Personal Property

Start Ups
New Ventures

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