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Renters Insurance
Belongings Hold Memories. Make Sure They’re Safe.
If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Ideal Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.

Additional Insurance Options
Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Ideal Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Get a proposal today

Why Ideal Insurance Agency

  • Tailored coverage - We specialize in businesses like yours and tailor coverage to the risks in your field
  • Passion for service: Knowledgeable, exceptional service
  • Great value: Tailored coverage starts from just $22.50/mo.
  • Fast and simple: Online quotes or speak to a licensed agent – immediate coverage.
  • Confidence: Ideal Insurance Agency Inc. local experienced agency

Contact Us

Contact
Chris Bridenstine : 952-479-0047
email: chris@bestdarninsurance.com
Toll free: 855-479-0047
Fax: 952-314-1460
Office Hours:
Mon: 8:30 AM – 5:00 PM
Tues: 8:30 AM – 5:00 PM
Wed: 8:30 AM – 5:00 PM
Thurs:8:30 AM – 5:00 PM
Fri: 8:30 AM – 5:00 PM
Sat: By Appointment
Sun: Closed
Providing insurance to business owners and individuals for over 20 years

Policies Available

Tailored insurance policies

  • Liability Insurance Overview
  • General Liability Insurance
  • Professional Liability Insurance
  • Errors and Omissions Insurance
  • Business Owner’s Policy (BOP)
  • Commercial Auto Insurance
  • Workers Compensation Insurance
  • Home Based Insurance Policies
  • Need Coverage for a Client Contract?
  • Need to Update Your Policy?

When Can Coverage Start

Get covered today. It’s easy as 1-2-3!
Many of our programs have same day coverage availability.

How To Start Coverage

Getting coverage in place accurately and with the correct coverage is important. 
The following is a great way to get it done.

  • Contact Us
  • Complete Questionnaire - Online, email, or by phone
  • Get Underwriting Approval - We will submit the information for you
  • Pay down payment - We take Credit Card, Check, Pay over phone (some have installments)
  • Policy is issued
  • Proof of Insurance is Sent

Coverage Available

We have tons of programs and different types of coverage to fill gaps and protect most all of your insurance needs.

  • Building Insurance
  • Contents Insurance
  • Flood Insurance
  • Premises Liability
  • Product Liability
  • Business Income
  • Liability up to 10 Million
  • Liquor Legal Liability
  • Automobile
  • Bonds & Surety
  • Special Events
  • Employment Practices Liability
  • Workers Compensation

Program Highlights

Our carriers and programs have tons of excellent options and unique details.

  • No Health Hazard Exclusion
  • Low Minimum Premiums
  • Worldwide General Liability
  • Worldwide Product Liability
  • Stock/Inventory or Business Personal Property

Insurance

We have online rater that can provide quotes for 1000s of types of insurance programs

Your Insurance Breakdown

We have programs that can package coverage that will broaden and increase coverage where your business need it most. Our goal is to provide more for the insurance dollar than any of our competitors.

We provide many options and the ability with one call, email or letter have our agency research and service your business for years to come.

Tailored coverage – We specialize in businesses like yours and tailor coverage to the risks in your field
Passion for service: Knowledgeable, exceptional service
Great Value: Tailored coverage starts from just $22.50/month
Fast and Simple: Online quotes or speak to a licensed agent – immediate coverage
Confidence: Ideal Insurance Agency local experienced agency

General Liability ………….- Minimum Annual Premium $350
Workers Compensation – Minimum Annual Premium $270
Property …………………….- Minimum Annual Premium $250
Commercial Auto ………. – Minimum Annual Premium $500
Bond …………………………..- Minimum Annual Premium $350

Liability Insurance Overview
General Liability Insurance
Professional Liability Insurance
Errors and Omissions Insurance
Business Owner’s Policy (BOP)
Commercial Auto Insurance
Workers Compensation Insurance
Home Based Business Insurance Policies
Coverage for Client Contract
Update your Policy

Get Covered.  It’s easy as 1-2-3
Many of our programs have same day coverage availability
How to Start

Contact Us
Complete Questionnaire
Get Underwriting Approval
Pay Down Payment
Policy is Issued
Proof of Insurance is Sent

Building Insurance
Contents Insurance
Flood Insurance
Premises Liability
Product Liability
Business Income
Liability up to 10 Million
Liquor Legal Liability
Automobile
Bonds and Surety
Special Events
Employment Practices Liability
Workers Compensation

Low Minimum Premiums
Worldwide General Liability
Worldwide Product Liability
Stock/Inventory or /Business Personal Property

Start Ups
New Ventures

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