ATV and Recreational Vehicle Insurance

Explore the Trails With Confidence
Your ATV represents a considerable recreation investment. And as you are riding, the last thing you will want to wonder about is whether you have the right insurance coverage. With a customized All-Terrain Vehicle insurance policy from Ideal Insurance Agency, you can ride with confidence knowing that you are properly insured.

No matter what type of vehicle you have, whether you ride a 4-wheeler, dune buggy, or even a golf cart, you can get the ATV Insurance you want and the protection you deserve with specialized coverage options, including:
• Collision Coverage – for damage to your ATV from rocks, trees, and other obstacles or debris
• Comprehensive Coverage – as extra security for loss or damage from theft, fire, or vandalism
• Property Damage – to cover expenses to another person’s property for which you are liable
• Bodily Injury – that pays medical expenses to others if you are held liable in an accident
• Uninsured Motorist – to protect you from loss or damage caused by uninsured and underinsured riders
Ideal Insurance Agency is dedicated to offering you the best possible coverage at a price you can afford. We offer additional ATV coverage for damage to custom equipment that you have added to your ATV, along with a medical payments option for yourself and your passengers. You may also be eligible for money-saving discounts when you insure multiple vehicles or if you have successfully completed a rider safety course.

Discounts and coverage options can vary according to your location and specifications. Contact one of our licensed insurance professionals to learn more about ATV insurance and how to build a recreational plan that best fits your needs.

A motorcycle is parked on the side of a road.

Complete a questionnaire

We use the information from the questionnaire to find programs that will best fit your needs. 

The questions included are meant to give us the ability to find the most preferred plans and provide as many discounts available.

Complete Questionnaire

Why Ideal Insurance Agency

  • Tailored coverage - We specialize in businesses like yours and tailor coverage to the risks in your field
  • Passion for service: Knowledgeable, exceptional service
  • Great value: Tailored coverage starts from just $22.50/mo.
  • Fast and simple: Online quotes or speak to a licensed agent – immediate coverage.
  • Confidence: Ideal Insurance Agency Inc. local experienced agency

When Can Coverage Start

Get covered today. It’s easy as 1-2-3!
Many of our programs have same day coverage availability.

How To Start Coverage

Getting coverage in place accurately and with the correct coverage is important. 
The following is a great way to get it done.

  • Contact Us
  • Complete Questionnaire - Online, email, or by phone
  • Get Underwriting Approval - We will submit the information for you
  • Pay down payment - We take Credit Card, Check, Pay over phone (some have installments)
  • Policy is issued
  • Proof of Insurance is Sent

Your Insurance Breakdown

Insurance Programs Availability

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Program Access

  • Green - Full
  • Yellow - Limited
  • Grey - No Access

Contact Us

Contact
Chris Bridenstine : 952-479-0047
email: [email protected]
Toll free: 855-479-0047
Fax: 952-314-1460
Office Hours:
Mon: 8:30 AM – 5:00 PM
Tues: 8:30 AM – 5:00 PM
Wed: 8:30 AM – 5:00 PM
Thurs:8:30 AM – 5:00 PM
Fri: 8:30 AM – 5:00 PM
Sat: By Appointment
Sun: Closed
Providing insurance to business owners and individuals for over 20 years