You’ve invested time and money in planning your trip. Travel Cancellation/Interruption Insurance (TCI) reduces the worry associated with having to cancel your vacation. Travel insurance covers any prepayments and deposits you can’t recover from your travel company. Investing in travel insurance allows you, for a small percentage of the total amount of the risk, to try again another day to make that journey.

The key thing to watch for with travel insurance coverage is that compensation is payable for a “covered” medical reason or a “named peril” event. If your reason for cancellation is covered under the policy, the policy will pay. Here are some limitations:

Sickness and Accident – Policies sometimes exclude coverage for pre-existing conditions, but if you buy the policy at the time that you pay for your trip, that exclusion may be waived.
Terrorism – In general, policies do not reimburse cancellation for terrorism unless an overt terrorist attack has occurred in your specific destination within a few weeks of your planned arrival.
Natural Disasters vs. Weather – Natural disasters are generally covered, but weather often is not. Make sure you understand the “fine print” in your policy.
Work – Most policies will not compensate you if you have to cancel for a work-related reason.

You can buy a travel insurance policy that allows you to cancel for any reason. Broader coverage comes at a higher premium, but an “any reason” policy can provide flexibility when you need it. Talk to a ideal insurance agency advisor and make sure that the policy you select provides the level of coverage you need.

For more information about travel insurance and for tips on traveling safely and protecting your home while you’re away, visit our resource center.

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Why Ideal Insurance Agency

  • Tailored coverage - We specialize in businesses like yours and tailor coverage to the risks in your field
  • Passion for service: Knowledgeable, exceptional service
  • Great value: Tailored coverage starts from just $22.50/mo.
  • Fast and simple: Online quotes or speak to a licensed agent – immediate coverage.
  • Confidence: Ideal Insurance Agency Inc. local experienced agency

Contact Us

Chris Bridenstine : 952-479-0047
Toll free: 855-479-0047
Fax: 952-314-1460
Office Hours:
Mon: 8:30 AM – 5:00 PM
Tues: 8:30 AM – 5:00 PM
Wed: 8:30 AM – 5:00 PM
Thurs:8:30 AM – 5:00 PM
Fri: 8:30 AM – 5:00 PM
Sat: By Appointment
Sun: Closed
Providing insurance to business owners and individuals for over 20 years

When Can Coverage Start

Get covered today. It’s easy as 1-2-3!
Many of our programs have same day coverage availability.

How To Start Coverage

Getting coverage in place accurately and with the correct coverage is important. 
The following is a great way to get it done.

  • Contact Us
  • Complete Questionnaire - Online, email, or by phone
  • Get Underwriting Approval - We will submit the information for you
  • Pay down payment - We take Credit Card, Check, Pay over phone (some have installments)
  • Policy is issued
  • Proof of Insurance is Sent

Your Insurance Breakdown

We have programs that can package coverage that will broaden and increase coverage where your business need it most. Our goal is to provide more for the insurance dollar than any of our competitors.

We provide many options and the ability with one call, email or letter have our agency research and service your business for years to come.

Tailored coverage – We specialize in businesses like yours and tailor coverage to the risks in your field
Passion for service: Knowledgeable, exceptional service
Great Value: Tailored coverage starts from just $22.50/month
Fast and Simple: Online quotes or speak to a licensed agent – immediate coverage
Confidence: Ideal Insurance Agency local experienced agency

General Liability ………….- Minimum Annual Premium $350
Workers Compensation – Minimum Annual Premium $270
Property …………………….- Minimum Annual Premium $250
Commercial Auto ………. – Minimum Annual Premium $500
Bond …………………………..- Minimum Annual Premium $350

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Get Covered.  It’s easy as 1-2-3
Many of our programs have same day coverage availability
How to Start

Contact Us
Complete Questionnaire
Get Underwriting Approval
Pay Down Payment
Policy is Issued
Proof of Insurance is Sent

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