You’ve invested time and money in planning your trip. Travel Cancellation/Interruption Insurance (TCI) reduces the worry associated with having to cancel your vacation. Travel insurance covers any prepayments and deposits you can’t recover from your travel company. Investing in travel insurance allows you, for a small percentage of the total amount of the risk, to try again another day to make that journey.
The key thing to watch for with travel insurance coverage is that compensation is payable for a “covered” medical reason or a “named peril” event. If your reason for cancellation is covered under the policy, the policy will pay. Here are some limitations:
Sickness and Accident – Policies sometimes exclude coverage for pre-existing conditions, but if you buy the policy at the time that you pay for your trip, that exclusion may be waived.
Terrorism – In general, policies do not reimburse cancellation for terrorism unless an overt terrorist attack has occurred in your specific destination within a few weeks of your planned arrival.
Natural Disasters vs. Weather – Natural disasters are generally covered, but weather often is not. Make sure you understand the “fine print” in your policy.
Work – Most policies will not compensate you if you have to cancel for a work-related reason.
You can buy a travel insurance policy that allows you to cancel for any reason. Broader coverage comes at a higher premium, but an “any reason” policy can provide flexibility when you need it. Talk to a ideal insurance agency advisor and make sure that the policy you select provides the level of coverage you need.
For more information about travel insurance and for tips on traveling safely and protecting your home while you’re away, visit our resource center.
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Why Ideal Insurance Agency
Chris Bridenstine : 952-479-0047
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Providing insurance to business owners and individuals for over 20 years
When Can Coverage Start
Get covered today. It’s easy as 1-2-3!
Many of our programs have same day coverage availability.
How To Start Coverage
Getting coverage in place accurately and with the correct coverage is important.
The following is a great way to get it done.
Your Insurance Breakdown
We have programs that can package coverage that will broaden and increase coverage where your business need it most. Our goal is to provide more for the insurance dollar than any of our competitors.
We provide many options and the ability with one call, email or letter have our agency research and service your business for years to come.
Tailored coverage – We specialize in businesses like yours and tailor coverage to the risks in your field
Passion for service: Knowledgeable, exceptional service
Great Value: Tailored coverage starts from just $22.50/month
Fast and Simple: Online quotes or speak to a licensed agent – immediate coverage
Confidence: Ideal Insurance Agency local experienced agency
General Liability ………….- Minimum Annual Premium $350
Workers Compensation – Minimum Annual Premium $270
Property …………………….- Minimum Annual Premium $250
Commercial Auto ………. – Minimum Annual Premium $500
Bond …………………………..- Minimum Annual Premium $350
Liability Insurance Overview
General Liability Insurance
Professional Liability Insurance
Errors and Omissions Insurance
Business Owner’s Policy (BOP)
Commercial Auto Insurance
Workers Compensation Insurance
Home Based Business Insurance Policies
Coverage for Client Contract
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Get Covered. It’s easy as 1-2-3
Many of our programs have same day coverage availability
How to Start
Get Underwriting Approval
Pay Down Payment
Policy is Issued
Proof of Insurance is Sent
Liability up to 10 Million
Liquor Legal Liability
Bonds and Surety
Employment Practices Liability
Low Minimum Premiums
Worldwide General Liability
Worldwide Product Liability
Stock/Inventory or /Business Personal Property