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Umbrella Insurance

Overview

You’ve spent a lifetime building a secure financial future. Don’t let a lawsuit change everything. Personal excess liability insurance, or umbrella insurance, provides additional coverage after the liability limits on your homeowner’s or auto insurance policies are exhausted.

What would happen if you were in an auto accident that resulted in injury to another person? If you were sued and were found liable for a settlement or judgment of $800,000, how would you pay?

The cumulative value of your home, vehicles, savings, and investments make you vulnerable to liability beyond the limits of your auto or homeowner’s insurance. Excess liability insurance coverage will help protect you.

Consider the added protection available to you at a modest premium:

Coverage limits range from $1 million to $10 million.
Provides coverage for bodily injury, property damage, or personal injury including defamation and invasion of privacy.
May provide coverage for liability arising from service on a board of a civic, charitable or religious organization

When unforeseen events occur, an umbrella policy can save the day. The relatively low cost is well worth the peace of mind that comes from knowing that you and your family are protected. Your HUB advisor can explain coverage details and premium costs.

A little girl holding an umbrella.

Get a proposal today

Quote Today

Why Ideal Insurance Agency

  • Tailored coverage - We specialize in businesses like yours and tailor coverage to the risks in your field
  • Passion for service: Knowledgeable, exceptional service
  • Great value: Tailored coverage starts from just $22.50/mo.
  • Fast and simple: Online quotes or speak to a licensed agent – immediate coverage.
  • Confidence: Ideal Insurance Agency Inc. local experienced agency

Contact Us

Contact
Chris Bridenstine : 952-479-0047
email: chris@bestdarninsurance.com
Toll free: 855-479-0047
Fax: 952-314-1460
Office Hours:
Mon: 8:30 AM – 5:00 PM
Tues: 8:30 AM – 5:00 PM
Wed: 8:30 AM – 5:00 PM
Thurs:8:30 AM – 5:00 PM
Fri: 8:30 AM – 5:00 PM
Sat: By Appointment
Sun: Closed
Providing insurance to business owners and individuals for over 20 years

When Can Coverage Start

Get covered today. It’s easy as 1-2-3!
Many of our programs have same day coverage availability.

How To Start Coverage

Getting coverage in place accurately and with the correct coverage is important. 
The following is a great way to get it done.

  • Contact Us
  • Complete Questionnaire - Online, email, or by phone
  • Get Underwriting Approval - We will submit the information for you
  • Pay down payment - We take Credit Card, Check, Pay over phone (some have installments)
  • Policy is issued
  • Proof of Insurance is Sent

Personal Insurance

We have online rater that can provide quotes for 100s of types of policies
Quote

Insurance Programs Availability

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Program Access

  • Green - Full
  • Yellow - Limited
  • Grey - No Access
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