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We have programs that can package coverage that will broaden and increase coverage where your business need it most. Our goal is to provide more for the insurance dollar than any of our competitors.

We provide many options and the ability with one call, email or letter have our agency research and service your business for years to come.

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Get a proposal today

Quote Today

Why Ideal Insurance Agency

  • Tailored coverage - We specialize in businesses like yours and tailor coverage to the risks in your field
  • Passion for service: Knowledgeable, exceptional service
  • Great value: Tailored coverage starts from just $22.50/mo.
  • Fast and simple: Online quotes or speak to a licensed agent – immediate coverage.
  • Confidence: Ideal Insurance Agency Inc. local experienced agency

Cost

  • General Liability $350

    Minimum Premium starting at $350 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.

  • Workers Compensation $270

    Minimum Premium starting at $270 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.

  • Property $250

    Minimum Premium starting at $250 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.

  • Commercial Auto $500

    Minimum Premium starting at $500 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.

  • Bond $50

    Minimum Premium starting at $50 a year in many states. Many Billing programs available depending on program including monthly, quarterly and semi-annually.

Home Office

33 10th Ave S Suite 110
Hopkins , MN 55343
Phone 952-479-0047
chris@bestdarninsurance.com

Policies Available

Tailored insurance policies

  • Liability Insurance Overview
  • General Liability Insurance
  • Professional Liability Insurance
  • Errors and Omissions Insurance
  • Business Owner’s Policy (BOP)
  • Commercial Auto Insurance
  • Workers Compensation Insurance
  • Home Based Insurance Policies
  • Need Coverage for a Client Contract?
  • Need to Update Your Policy?

When Can Coverage Start

Get covered today. It’s easy as 1-2-3!
Many of our programs have same day coverage availability.

How To Start Coverage

Getting coverage in place accurately and with the correct coverage is important. 
The following is a great way to get it done.

  • Contact Us
  • Complete Questionnaire - Online, email, or by phone
  • Get Underwriting Approval - We will submit the information for you
  • Pay down payment - We take Credit Card, Check, Pay over phone (some have installments)
  • Policy is issued
  • Proof of Insurance is Sent

Coverage Available

We have tons of programs and different types of coverage to fill gaps and protect most all of your insurance needs.

  • Building Insurance
  • Contents Insurance
  • Flood Insurance
  • Premises Liability
  • Product Liability
  • Business Income
  • Liability up to 10 Million
  • Liquor Legal Liability
  • Automobile
  • Bonds & Surety
  • Special Events
  • Employment Practices Liability
  • Workers Compensation

Program Highlights

Our carriers and programs have tons of excellent options and unique details.

  • No Health Hazard Exclusion
  • Low Minimum Premiums
  • Worldwide General Liability
  • Worldwide Product Liability
  • Stock/Inventory or Business Personal Property

Business Types

Many types of business can fit in our programs.  Just a few include

  • Start Ups
  • New Ventures

Insurance Programs Availability

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Program Access

  • Green - Full
  • Yellow - Limited
  • Grey - No Access
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