Personal Insurance

Ideal Insurance Agency provides objective counsel and holistic approach to risk management that includes comprehensive coverage from the world’s leading insurers to protect your family and personal possessions

HOMEOWNER: Provides coverage for your dwelling, personal property and personal liability. Identity Theft Resolution Services* are also included. Available in New Jersey, Pennsylvania, Delaware and Maryland.

COMBINATION DWELLING: Provides coverage for a dwelling that you own and rent to others. Available in New Jersey, Pennsylvania, Delaware and Maryland.

TENANT: Provides coverage for your personal property and personal liability, for the home or apartment you are renting. Identity Theft Resolution Services* are also included. Available in New Jersey, Pennsylvania, Delaware and Maryland.

CONDOMINIUM: Provides coverage on contents and on any part of the building which the unit owner is required to insure by written agreement with the condominium association. Identity Theft Resolution Services* are also included. Available in New Jersey, Pennsylvania, Delaware and Maryland.
PERSONAL AUTOMOBILE: Provides coverage for your personal vehicles for damages and liabilities. Available in Pennsylvania and Maryland.

PERSONAL UMBRELLA: Provides an additional $1 million to $5 million of liability protection. Available as part of a homeowner policy in New Jersey, Pennsylvania, Delaware and Maryland.

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Contact Us

Main office: 952-314-1460
Toll free: 855-479-0047
Fax: 952-314-1460

Office Hours:
Mon: 8:30 AM – 5:00 PM
Tues: 8:30 AM – 5:00 PM
Wed: 8:30 AM – 5:00 PM
Thurs:8:30 AM – 5:00 PM
Fri: 8:30 AM – 5:00 PM
Sat: By Appointment
Sun: Closed

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Insurance Programs Availability

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Program Access

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Auto and Home Insurance:

There’s nothing quite as exciting as buying a new house or car. But regardless where you live or what you drive, your personal belongings including your car and house are the most important purchases you can make to protect those big-money investments.

Let us make your search for the right auto and home insurance easier. When you shop for both policies on our site, we’ll reward you with:

  • Savings. Buying auto and home insurance together offers you money-saving discounts that can help lower your premiums and save you money.
  • Convenience. Purchasing both insurance policies from one company helps you get the protection you need now.
  • Simplicity. However you prefer to pay your premiums, dealing with just one insurer goes a long way toward eliminating hassle.
  • Expertise. With only one agent as advisor, you establish a vital relationship with a knowledgeable professional who understands your needs

Combine your purchase of home and car policies

  • Add your home. We know it’s more than just a car to you. We’re proud to be there and insure what gets you home.
  • Add your car. It’s where you find the most rest. That’s why we’re there to help you protect the place you love.

Other discounts to look for

  • Multi-Car. Built-in discounts help you save on the insurance you need as a couple. Get discounts for having two cars on one policy, being married.
  • Low Mileage. If you drive little during the year pay less with many programs.